As the saying goes, sing whatever song you go to the mountain. The same goes for investment. Some people are suitable for short-term investments, while others are suitable for long-term investments. So, what kind of people are suitable for long-term investments? 1. People with a large amount of idle funds This is of course the primary condition. Trading in the long term is not as frequent as in the short term, and the error rate is relatively low. Without a considerable amount of idle funds, it may be difficult to truly exert oneself in the stock market. 2. People who don't have a lot of time to monitor the market Long term traders, due to their limited free time and energy, do not have much time to pay attention to changes in the stock market. When they think about paying attention to stock market trends and making trading decisions, they may have already missed a relatively good opportunity. Therefore, this type of person should make long-term investments and hold stocks for a long time after selecting them. Due to the limited time spent monitoring the market, the sensitivity to both the overall market and individual stock trends is relatively low. If there is a lack of sensitivity to stock market signals or people who cannot correctly grasp signals and take appropriate measures, then long-term investment should be considered. 3. People with weak decision-making ability but certain financial knowledge and long-term vision Due to the fact that long-term investors have ample time to make judgments and rely less on intuition and courage, they do not have high requirements for being able to make decisions quickly. If the decision-making ability is weak, but investors with certain financial knowledge and long-term vision are very suitable for long-term investment. 4. People with patience, confidence, and perseverance Going with the flow is a big taboo in everything we do. As a long-term investor, we must have the ability to analyze and think independently, and not be easily influenced by others' opinions. The more important thing in long-term trading is to have patience. When holding stocks for a long time, do not sell them out of impulse. （2） Key points to note for long-term investment For long-term investors, they need to have the following investment mentality: 1. The speculative mentality should be reduced To establish a rational investment philosophy, do not be swayed by small fluctuations in stock prices, do not let investment become speculation, and do not turn long-term operations into short-term operations. 2. Impatience mentality needs to be changed Long term investors need to have a patience for waiting. After a certain increase in stock price, they should not only dare to hold shares but also dare to replenish positions at a low level, firmly adhering to their long-term investment philosophy. 3. Flipping books is not something that can be done in a day or two Long term investors should not rush to recoup their losses when they are trapped or eliminated. They should face it calmly and patiently wait for new investment opportunities. 4. Keep a calm mind and avoid panic and sudden drops Some long-term investors are easily affected by certain negative news, feeling panic and losing confidence in the stock market or their stocks, so they desperately sell their stocks. Some investors may mistakenly believe in some good news, which often leads to being deceived by some main market makers with ulterior motives. Therefore, we suggest that long-term investors must maintain a calm mind, objectively analyze the authenticity of various news, and avoid blindly panicking and selling. 5. Long term operations do not require frequent handling Long term investors should avoid chasing gains and selling losses in the market, and engage in frequent operations. This can only result in paying more commissions to securities companies, while ultimately making little profit for themselves. At the same time, it also increases investment risks. 6. Excessive greed is not advisable Excessive greed is a major taboo in the stock market, especially for long-term investors. It is natural for investors to want returns, but they cannot be too greedy. Many times, investors' failures are caused by excessive greed. A rational long-term investor will never be greedy when making profits, but will decisively take them. 7. Blindly following the trend is difficult to succeed The volatility of the stock market is influenced by many complex factors, among which the herd mentality of investors has a significant impact on the stock market. Investors with this mentality are afraid of falling behind when they see others buying stocks one after another, and follow the trend by buying without understanding the stock market situation and the operating performance of listed companies. Sometimes when they see others selling stocks, they don't ask the reason for their selling and just sell their own stocks with great potential in a confused way. Such blind followers are often taken advantage of by those who use the stock market to stir up trouble, and regret it afterwards. In addition, some investors blindly chase hot topics, and it should be noted that the hot topics in the market are always changing. If they blindly follow the trend and chase hot topics, it is easy to get stuck at high levels. Rational and long-term investors do not blindly chase hot topics, but instead search for future hot stocks from obscure stocks and potential stocks with significant upward potential from low-priced stocks that have not yet been inflated. Long term investors should establish the awareness of independent buying and selling of stocks, learn to combine their own analysis to trade stocks, and not blindly follow 2、 Suitable time points for long-term development Compared to long-term investors, choosing a suitable timing to intervene is particularly important. （1） How to choose the timing of intervention in general period 1. The market is cyclical. If it rises too much, it will fall, and if it falls too much, it will rise. This is true for all stock markets. When the market falls, 95% of stocks will fall, and it is best to build positions when the market stabilizes and rises again. For example, if the market attacks the 30 day moving average, you can try to build a small position. If you can hold onto the 30 day moving average and continue to rise, you can increase your position. 2. Pay attention to financial reports, including annual reports, interim reports, and quarterly reports. On the premise of a stable overall market, stocks with good expectations for performance will see an increase 2-4 weeks before the report is released. 3. Focus on share capital split, including bonus share and conversion. On the premise of a stable market, a large proportion of equity split may lead to an increase of more than 10%. After the announcement of the plan or before its execution, there will be a wave of upward movement, and investors can open or close positions based on this characteristic. 4. Pay attention to hot sectors, as there are certain hot sectors in every round of the market's rise. When the market is strong, there are more opportunities to track hot topics. When the market is weak, most hotspots do not have sustainability, and caution is needed at this time. （2） Entering the market during the off-season is more scientific If long-term investors intervene during periods of low trading volume, they may not be able to obtain price differential returns in the short term, but in the long run, due to lower investment costs, the relative investment return rate is much higher. It is not advisable to intervene during busy trading periods, as this is often the peak stage of stock prices. Even if the purchased stocks are high-performance stocks that can generate good dividend returns, the relative investment return rate also decreases due to the high cost of purchasing stocks. Investors should pay attention to the following two points when entering the market during the off-season: 1. Advocating long-term investors to enter the market and buy stocks during periods of light trading does not mean that they can immediately buy when trading starts to be light. Generally speaking, the end of the off-season is the best time to buy. 2. No one can know exactly when it will be the end of the off-season. Perhaps investors believe that it has entered the market at the end of the off-season, but the market has remained weak for a considerable period of time. However, sometimes they think they should wait another month or two to enter the market, but the market suddenly rises and misses a good opportunity. Therefore, it is recommended that investors adopt a gradual downward buying approach when entering the market during the off-season, that is, buying half or one-third of the position first, and then increasing the buying according to the market situation. This can not only enable investors to enter the market during the off-season, avoid missing the opportunity to enter the market, but also achieve the effect of spreading costs. 3、 Stocks suitable for long-term investment The length of listing time and the size of the circulating stock are not the criteria for choosing long-term holdings. The key to choosing whether a stock is suitable for long-term investment lies in whether its value has growth potential. The so-called growth potential refers to the company's ability to sustain growth in the next 5-10 years. To judge the growth potential of a company, it is necessary to make judgments from aspects such as industry, brand, and core competitiveness, which require a lot of time and in-depth investigations to obtain results. Therefore, the stocks that are more suitable for long-term investment are mainly blue chip stocks. However, stock investment itself carries risks, and investing in blue chip stocks should also be treated differently and chosen with caution. When investing in blue chip stocks for long-term holding, the following issues should be noted: blue chip stocks with weak defensive capabilities should not be involved, and blue chip stocks with high stock prices should not be involved. Besides blue chip stocks, stocks that have not been hyped in recent years may become the next promising stocks due to their valuation advantages. Therefore, it is also possible to do long-term work. 4、 Tips for long-term investment portfolios If you plan to invest in the stock market for the long term, instead of just taking a gamble and leaving, and you are a rational investor, then you will definitely pursue stability. Triangles are the most stable structure, and to achieve stable returns, a triangular investment portfolio can be combined. The triangular investment portfolio needs to divide its funds into four equal parts. The specific steps are as follows: 1、 Layout (1) Purchase the stocks with the highest short-term upward potential with the first capital, which can be found on the stock recommendation lists of various institutions. Generally speaking, this stock should have a relatively small circulation and good activity. (2) Purchase stocks with a mid-term increase using the second capital. This stock can be one that has been observed by oneself, has good performance support, and has been consolidating without significant gains. (3) Purchase the most stable stocks with the third capital. The rise or fall of this stock is secondary, but its stability must be high. Generally, large cap indicator stocks such as bank stocks or stocks related to national large-scale engineering projects are selected. (4) The fourth fund is held in reserve currency. 2、 Operation The basic operational idea is that, in the expected smooth situation, the first stock will rise first, lock in profits, and then increase the position to buy the second stock. After locking in profits, increase the position to buy the third stock. In this way, complete one cycle and then lay out the next cycle. The situation above is quite perfect. The stock market cannot go exactly as we planned. In many cases, stocks bought do not rise but fall, and a fourth fund is needed. If one of the three stocks falls, add the fourth fund and wait for a rebound. After the rebound, withdraw the fourth fund. Don't be greedy, because without the fourth fund, your system risk will be much higher. The role of the fourth fund is to ensure that your losses are reduced in the event of a decline, and it is best not to have any profit seeking ideas. Be sure to pay attention to the stability of the third stock, as you will end up putting all three funds into the last stock. If this stock falls, the losses will be very heavy. Before the decline, you could replenish your position and wait for a rebound. When all three funds have entered, you only have one fund to replenish your position, so the stability of the third stock is very important when operating in this way.